Consider This When Buying Real Estate in Charleston’s Historic District

Ever feel nervous about buying a home or moving to a new location, and think “Is this the right move for me?

A quick city-guide or list of property details can give you some insight, but there are doubts. For those moving to Charleston’s Downtown Historic District, there’s a double whammy. First, you have to wonder if downtown Charleston is right for you. Then you have to answer if you should buy a historic real estate property.

Real estate is already filled with too many decisions. To narrow your choices and get you in the right mindset, let’s dive into the questions you should ask yourself before deciding on Charleston, SC.

  1. Should I buy a historic home in Charleston?

Charleston and the outlying suburbs offer plenty of choices for real estate. You can find ranch-style properties, modern living arrangements, houses on the beach, and homes situated within historic districts. All have different pros and cons.

Historic homes in Charleston are typically located on the peninsula, giving you quick access to many workplaces, restaurants, and other entertainment options. The main selling point to historic real estate is the character of the home. No property is the same and each has a layout that has been distinguished by its previous owners (some dating back to the early 1800’s).

Living in a historic home means you get to be a part of something unique. You get a glimpse into the past few are privy to. How cool is that?

Some things you may want to research before buying include:

  • What taxes will you pay? Are there any tax credits (or incentives) from state and local governments?
  • What restrictions are there for renovating historic homes?
  • What kind of costs will you face with maintaining a historic property?
  • Does the location create a setting you want to live in or be away from?

  1. Is downtown Charleston the right location for me?

Downtown Charleston is naturally alluring. You’re connected to almost everything -- entertainment, work, travel spots, and so on. Choosing Charleston means understanding what kind of vibe you want to live among.

Downtown is more energetic and lively than other suburbs like Mount Pleasant or James Island. Restaurants and events are just blocks away. Each weekend is its own adventure. You don’t have to worry about sitting through traffic, since you’re already in the heart of things.

The price for living in downtown Charleston means less space for your dollar. Properties, here, don’t have acre-sized backyards. You’re choosing to live in a traditional, Southern home where you’re close to your neighbor. Other things to consider include knowing your flood zone. Charleston is located in a flood zone and does, occasionally, experience inclement weather. This means paying more for home and flood insurance.

  1. Does the home (or location) have the right amenities?

Depending on your lifestyle, Charleston’s Downtown Historic District may or may not be the right place for you. If you’re someone who wants to be on the beach, surfing every day … downtown Charleston may not be the best option, since you can choose a home on Isle of Palms, Sullivan’s Island, or Folly Beach.

But if you love being in the heart of activity and cherish opportunities to try new things, downtown is a great choice. Before selecting a property, perform a local Google Map search. See what parks, schools, and other venues are nearby. Example: if you’re a sailor, you’ll enjoy the marina just down the road.

Double check what effort it will take to live your lifestyle and see if it’ll be a happy (and easy) one.

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19 Photos 78 Queen UNIT #24 Charleston, SC 29401

78 Queen UNIT #24
Charleston, SC 29401
Residential

MLS# 20019324 / Active
1 br, 1 ba, 260 Sqft

Welcome to 78 Queen Street - Charleston's most Charming, Romantic & highly sought after B&B... The Elliott House Inn! Villa #24 is a Courtyard king... 

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$325,000
Provided courtesy of Beachside Real Estate
42 Photos 65 Gibbes Street Charleston, SC 29401

65 Gibbes Street
Charleston, SC 29401
South of Broad
Residential

MLS# 20019256 / Active
4 br, 3 ba, 1 Half Bath, 3124 Sqft

This extensively renovated South of Broad home is sure to impress. 65 Gibbes was re-designed and renovated in 2016 by renowned architect Eddie Fav... 

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$2,325,000
Provided courtesy of Beach Residential
37 Photos 87 East Bay Street Charleston, SC 29401

87 East Bay Street
Charleston, SC 29401
South of Broad
Residential

MLS# 20019237 / Active
3 br, 3 ba, 2268 Sqft

The James Gordon House. Circa 1780. Fabulous, recently renovated condominium within a grand 18th century Georgian residence. Entry hall elevator or... 

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$1,825,000
Provided courtesy of Carriage Properties LLC
45 Photos 4 Wentworth Street Charleston, SC 29401

4 Wentworth Street
Charleston, SC 29401
Ansonborough
Residential

MLS# 20019239 / Active
3 br, 2 ba, 1 Half Bath, 2765 Sqft

What a sophisticated transformation! Recently completed extensive renovation on this late 19c Charleston Single house. Located in the heart of hist... 

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$2,195,000
Provided courtesy of Carriage Properties LLC
22 Photos 89 Line Street Charleston, SC 29403

89 Line Street
Charleston, SC 29403
Elliotborough
Residential

MLS# 20019228 / Active
3 br, 2 ba, 1084 Sqft

Great location one block from upper King Street and walking distance to numerous shops and restaurants. 1872 historical cottage completely restored... 

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$499,000
Provided courtesy of The Exchange Company, LLC
23 Photos 38 Ashley Avenue UNIT B Charleston, SC 29401

38 Ashley Avenue UNIT B
Charleston, SC 29401
South of Broad
Residential

MLS# 20019214 / Active
3 br, 2 ba, 1396 Sqft

This beautiful, South of Broad second-floor condominium offers views of the city park Horse Lot and Colonial Lake. You will be delighted with the s... 

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$660,000
Provided courtesy of William Means Real Estate, LLC
27 Photos 85 Line Street Charleston, SC 29403

85 Line Street
Charleston, SC 29403
Elliotborough
Residential

MLS# 20019157 / Active
2 br, 2 ba, 1147 Sqft

Beautifully renovated cottage located in the heart of Elliotborough (Short-Term Rental Overlay). This stunning SHORT-TERM RENTAL ELIGIBLE property ... 

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$649,000
Provided courtesy of The Boulevard Company, LLC
25 Photos 143 Bull Street Charleston, SC 29401

143 Bull Street
Charleston, SC 29401
Harleston Village
Residential

MLS# 20019155 / Active
4 br, 4 ba, 1 Half Bath, 1888 Sqft

NEEDLE IN A HAYSTACK HERE! EVERY BEDROOM HAS A PRIVATE BATH! Located in highly coveted Harleston Village, 143 Bull Street is a student's dream home... 

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$620,000
Provided courtesy of Carolina One Real Estate
26 Photos 32 Vendue Range UNIT 300 Charleston, SC 29401

32 Vendue Range UNIT 300
Charleston, SC 29401
French Quarter
Residential

MLS# 20019113 / Active
1 br, 1 ba, 477 Sqft

THE BEST location at East Bay & Vendue Range in the French Quarter, between The Market and Broad Street, just steps away from award-winning restaur... 

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$322,000
Provided courtesy of EXP Realty LLC
65 Photos 330 Concord Street UNIT 10h Charleston, SC 29401

330 Concord Street UNIT 10h
Charleston, SC 29401
Dockside
Residential

MLS# 20019090 / Active
2 br, 2 ba, 1237 Sqft

This Exquisite and Renovated Modern downtown, Waterfront Condo is the only fully integrated smart home with the low voltage Colorbeam LED lighting ... 

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$1,899,000
Provided courtesy of Keller Williams Realty Charleston
67 Photos 25 John Street Charleston, SC 29401

25 John Street
Charleston, SC 29401
Wraggborough
Residential

MLS# 20019085 / Active
4 br, 3 ba, 1 Half Bath, 2900 Sqft

LOCATION at its best. Historic 1800's Charleston Single located in one of the most desirable neighborhoods downtown and situated on high ground in ... 

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$1,619,000
Provided courtesy of Applegate Real Estate
50 Photos 2 Wharfside Street UNIT 5-W Charleston, SC 29401

2 Wharfside Street UNIT 5-W
Charleston, SC 29401
Laurens Place
Residential

MLS# 20019062 / Active
2 br, 2 ba, 1 Half Bath, 2862 Sqft

Unmatched panoramic views of the Charleston Harbor, Arthur Ravenel Bridge and beyond to the Atlantic await you at 5W, a sleek and elegant minimalis... 

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$3,500,000
Provided courtesy of Carolina One Real Estate
6 Photos 33 Lockwood UNIT H16 Charleston, SC 29401

33 Lockwood UNIT H16
Charleston, SC 29401
The Harborage At Ashley Marina
Residential

MLS# 20019004 / Active
n/a br, n/a ba, 900 Sqft

Great opportunity, great location! 50' Slip H-16 offers easy ingress and egress and is a fantastic location in the Ashley Marina! Established rent... 

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$60,000
Provided courtesy of Front Door Realty
24 Photos 23 Felix Street Charleston, SC 29403

23 Felix Street
Charleston, SC 29403
Cannonborough
Residential

MLS# 20018981 / Active
3 br, 3 ba, 1 Half Bath, 2265 Sqft

Move-in ready Charleston single-style home with 3 outdoor living spaces - including a rooftop patio - within walking distance of downtown Charlesto... 

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$1,090,000
Provided courtesy of Disher Hamrick & Myers Res Inc
1 Photos 81 Spring Street Charleston, SC 29403

81 Spring Street
Charleston, SC 29403
Cannonborough-Elliottborough
Residential

MLS# 20018958 / Active Contingent
6 br, 5 ba, 1 Half Bath, 2877 Sqft

limited business zoned STR triplex  

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$1,675,000
Provided courtesy of Tift Properties
12 Photos 32 Vendue Range UNIT 404 Charleston, SC 29401

32 Vendue Range UNIT 404
Charleston, SC 29401
French Quarter
Residential

MLS# 20018896 / Active
1 br, 1 ba, 288 Sqft

Located in the heart and soul of Charleston. This quaint studio apartment provides access to all that Charleston has to offer. Walk to the battery,... 

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$236,000
Provided courtesy of Carolina One Real Estate
46 Photos 78 Halsey Boulevard Charleston, SC 29401

78 Halsey Boulevard
Charleston, SC 29401
Harleston Village
Residential

MLS# 20018747 / Active
4 br, 4 ba, 1 Half Bath, 3454 Sqft

Located in the heart of Downtown Charleston, 78 Halsey presents a rare opportunity for this Bill Huey + Associates design and Bennett-Hofford built... 

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$2,995,000
Provided courtesy of Beach Residential
25 Photos 31 Hillary Court Charleston, SC 29403

31 Hillary Court
Charleston, SC 29403
Radcliffeborough
Residential

MLS# 20018733 / Active
2 br, 1 ba, 1 Half Bath, 1026 Sqft

This two bedroom home is nestled in the heart of Radcliffeborough and close to the medical district and Marion Square, as well as, many shopping an... 

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$505,000
Provided courtesy of Carolina One Real Estate
30 Photos 109 East Bay Street UNIT 2b Charleston, SC 29401

109 East Bay Street UNIT 2b
Charleston, SC 29401
South of Broad
Residential

MLS# 20018662 / Active
2 br, 2 ba, 1451 Sqft

Gorgeous 2nd floor loft from 1909 in prime South of Broad location! Located in the historic Printers Row building, this unit has been beautifully ... 

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$920,000
Provided courtesy of Keller Williams Realty Charleston
71 Photos 46 Halsey Boulevard Charleston, SC 29401

46 Halsey Boulevard
Charleston, SC 29401
Harleston Village
Residential

MLS# 20018640 / Active Contingent
4 br, 3 ba, 1 Half Bath, 4370 Sqft

This is a rare opportunity to own one of the newest built yet oldest looking homes on the peninsula. With unobstructed views of the City Marina Meg... 

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$2,495,000
Provided courtesy of EXP Realty LLC
62 Photos 1 Gray Court Charleston, SC 29401

1 Gray Court
Charleston, SC 29401
Harleston Village
Residential

MLS# 20018643 / Active
3 br, 3 ba, 2043 Sqft

Welcome to 1 Gray Court which features a 2043sqft main house with 3 bedrooms, 3 baths, a separate play/office room and 322sqft of covered porches P... 

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$1,050,000
Provided courtesy of AgentOwned Charleston Group
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