Charleston SC Real Estate

Call Delicia Deen 843.901.0190

Your phone rings and a perky voice announces that she is "Heather from card services," and she has important news for you. You know Heather is a recording and that the low interest rate she's promoting is a scam. You hang up.

Robo calls that use sales pitches or scare tactics to siphon your money are on the rise. Unwanted calls have topped the Federal Communications Commission's list of consumer complaints over the past several years. Many are against the law: Most robo calls to your smartphone are illegal, and robo sales calls to your home phone are illegal except in specific circumstances. And they are becoming trickier to spot. Robo callers are coveri...

Call Delicia Deen 843.901.0190

Although some renters may currently be locked out of the housing market, 2015 data from the National Association of REALTORS® (NAR) shows more than 80 percent of renters do dream of one day becoming a homeowner. The top hurdle for many? That pesky down payment. While some first-time buyers are able to score down payment rates of as little as 5 percent, most are expected to sock away at least 20 percent, which can be difficult, especially in cities where the cost of living is high. So how long do most people have to hustle to save enough nickels for their down payment?

New data from SmartAsset looks at just that—examining and ranking the cities where the av...

Call Delicia Deen 843.901.0190

https://www.cntraveler.com/gallery/best-bars-in-charleston

Call Delicia Deen 843.901.0190

https://chstoday.6amcity.com/5-must-do-events-may-2018-charleston-sc/?omhide=true&utm_source=CHStoday&utm_campaign=34090db113-EMAIL_CAMPAIGN_2018_04_19&utm_medium=email&utm_term=0_cba3ac251c-34090db113-143919021

Call Delicia Deen 843.901.0190

If you and your partner are planning a wedding and purchasing a home together, there are large expenses to take into consideration as you save up for both milestones. Couples are spending an average of $33,391 on their wedding, and first-time homebuyers are spending $18,000 on average for a home down payment ($10,512 with FHA loans).

With the average engagement period of 14 months, young couples may feel pressured to save up for both big-ticket events in a short period of time. Here are a few financial planning tips so you and your partner can strategically save for the wedding and home you both have always dreamed of:

1. Choose a Priority
With two large...

Call Delicia Deen 843.901.0190

https://chstoday.6amcity.com/dig-south-tech-conference-2018/?omhide=true&utm_source=CHStoday&utm_campaign=3cd6e51161-EMAIL_CAMPAIGN_2018_03_01&utm_medium=email&utm_term=0_cba3ac251c-3cd6e51161-143919021

Call Delicia Deen 843.901.0190

https://www.eater.com/2018/4/23/17253872/tu-xiao-bao-biscuit-charleston-restaurants-josh-walker-interview

Call Delicia Deen 843.901.0190

Homes cost a lot of money to maintain. But are you spending extra money unnecessarily on upkeep? Here are 10 of the most expensive mistakes you could be making in your home.

1. Using Traditional Light bulbs

If you still have incandescent light bulbs in your home, you could be throwing a lot of money away every month on inflated electric bills. Over its life span, an incandescent bulb can use $180 worth of electricity. A CFL will only use $41 worth of electricity over the same time period. Even better is the LED bulb, which only uses $30 per bulb. Think what replacing every light bulb in your home could do to your home's bottom line.

2. Ignoring a Leaky F...

Call Delicia Deen 843.901.0190

https://www.postandcourier.com/news/lax-rules-left-mountains-of-mosquito-infested-flammable-tires-in/article_98fccbfe-4417-11e8-9ea4-c765b5a2c64c.html

Call Delicia Deen 843.901.0190

https://www.postandcourier.com/features/sago-palms-can-be-deadly-for-family-pets/article_36736912-4312-11e8-ab2f-333f8a97f0ca.html

Call Delicia Deen 843.901.0190

http://gardenandgun.com/articles/julia-reed-remembers-barbara-bush/?utm_source=newsletter&utm_medium=newsletter&utm_campaign=april2018_newsletter

Call Delicia Deen 843.901.0190

https://chstoday.6amcity.com/affordable-housing-in-charleston-sc-2018/?omhide=true&utm_source=CHStoday&utm_campaign=0137d2e5ac-EMAIL_CAMPAIGN_2018_03_01&utm_medium=email&utm_term=0_cba3ac251c-0137d2e5ac-143919021

Call Delicia Deen 843.901.0190

With rising rental costs and the amount of student debt at an all-time high, it's no surprise that many potential buyers are unable to save up for a down payment. If you've found yourself in this boat, don't lose hope. With the help of technology and a little foresight, you can save for that down payment -- and probably sooner than you think.

Here's how:

Set up automatic deposits. Enable automatic deposits into your savings account. Schedule them right after paydays, when you know you'll have the cash available. If you can't automate your deposits, set a reminder to transfer money every two weeks.

Try a round-off app. What if you could round off every pu...

Call Delicia Deen 843.901.0190

https://chstoday.6amcity.com/farmers-markets-near-charleston-sc/?omhide=true&utm_source=CHStoday&utm_campaign=2675a6a26b-EMAIL_CAMPAIGN_2018_03_01&utm_medium=email&utm_term=0_cba3ac251c-2675a6a26b-143919021

Call Delicia Deen 843.901.0190

https://www.postandcourier.com/business/antebellum-charleston-mansion-going-on-auction-block/article_42a31904-399d-11e8-a6e5-aff6ef20eca2.html?utm_medium=social&utm_source=facebook&utm_campaign=user-share

Call Delicia Deen 843.901.0190

https://realestateinfographics.com/41318.php?customerId=cus_8TSZZt2jRMUjAP

Call Delicia Deen 843.901.0190

Each generation faces its own set of challenges. When it comes to home-buying, millennials are finding it difficult to reach their homeownership goal, which for many is a huge step toward achieving the American Dream. High student loan debt is just one obstacle standing in the way, keeping millennials from saving enough money for a down payment—and the longer they wait, the more they fall behind with rising interest rates and home prices.

But, with all the focus on homeownership, those who sign a lease every year tend to forget that they're spending a ton of cash on renting. Millennials are spending the most, according to a recent report by RentCafé, which...

Call Delicia Deen 843.901.0190

Did you know that just three basic home improvements—updating insulation, maintaining heating systems, and checking for proper ventilation and air-sealing—can transform your humble abode into a “high-performing,” clean, efficient and healthy home?

Experts at the utility company Eversource developed these three tips homeowners and renters can follow to make your home is high-performing:

1. Make sure your home is air-tight with proper insulation.
Don’t let frosty air into your home. Sealing cracks and gaps in walls, attics and crawl spaces, as well as around wires, pipes, windows and door frames, will help keep the warm inside air from escaping. Don’t forg...

Call Delicia Deen 843.901.0190

As you age, you may decide that less is more. When you downsize your home, there can be less to pay for, less to take care of and less to worry about. Although the decision sounds simple, there is a lot to consider before you put your current home on the market.

Finances

Depending on where you live and where you intend to live, it may not be financially possible to relocate. For instance, you may have a large house in the Midwest, but a desire to move to a smaller property with an ocean view. There’s a chance you won’t make enough money from the sale of your house to buy a new home without the help of a mortgage.

If you've lived in your home for some t...

Call Delicia Deen 843.901.0190

(TNS)—If you’ve been thinking about buying a second home, now is a good time to take the leap. Mortgage rates are still historically low.

But there are some vital things to do before you start shopping. Follow these steps to make buying a second home a smooth process:

The best way to start the search for a second home is to find a real estate agent who is familiar with your desired location. This person could provide you information about neighborhoods, market prices and the pros and cons of particular properties.

 
With an eye toward the long-term value of a property, your agent could fill you in on price histories and how comparable sales have fared, an...