What to Consider When Buying Real Estate in Charleston’s Downtown Historic District

Ever feel nervous about buying a home or moving to a new location, and think “Is this the right move for me?

A quick city-guide or list of property details can give you some insight, but there are doubts. For those moving to Charleston’s Downtown Historic District, there’s a double whammy. First, you have to wonder if downtown Charleston is right for you. Then you have to answer if you should buy a historic real estate property.

Real estate is already filled with too many decisions. To narrow your choices and get you in the right mindset, let’s dive into the questions you should ask yourself before deciding on Charleston, SC.

  1. Should I buy a historic home in Charleston?

Charleston and the outlying suburbs offer plenty of choices for real estate. You can find ranch-style properties, modern living arrangements, houses on the beach, and homes situated within historic districts. All have different pros and cons.

Historic homes in Charleston are typically located on the peninsula, giving you quick access to many workplaces, restaurants, and other entertainment options. The main selling point to historic real estate is the character of the home. No property is the same and each has a layout that has been distinguished by its previous owners (some dating back to the early 1800’s).

Living in a historic home means you get to be a part of something unique. You get a glimpse into the past few are privy to. How cool is that?

Some things you may want to research before buying include:

  • What taxes will you pay? Are there any tax credits (or incentives) from state and local governments?
  • What restrictions are there for renovating historic homes?
  • What kind of costs will you face with maintaining a historic property?
  • Does the location create a setting you want to live in or be away from?

  1. Is downtown Charleston the right location for me?

Downtown Charleston is naturally alluring. You’re connected to almost everything -- entertainment, work, travel spots, and so on. Choosing Charleston means understanding what kind of vibe you want to live among.

Downtown is more energetic and lively than other suburbs like Mount Pleasant or James Island. Restaurants and events are just blocks away. Each weekend is its own adventure. You don’t have to worry about sitting through traffic, since you’re already in the heart of things.

The price for living in downtown Charleston means less space for your dollar. Properties, here, don’t have acre-sized backyards. You’re choosing to live in a traditional, Southern home where you’re close to your neighbor. Other things to consider include knowing your flood zone. Charleston is located in a flood zone and does, occasionally, experience inclement weather. This means paying more for home and flood insurance.

  1. Does the home (or location) have the right amenities?

Depending on your lifestyle, Charleston’s Downtown Historic District may or may not be the right place for you. If you’re someone who wants to be on the beach, surfing every day … downtown Charleston may not be the best option, since you can choose a home on Isle of Palms, Sullivan’s Island, or Folly Beach.

But if you love being in the heart of activity and cherish opportunities to try new things, downtown is a great choice. Before selecting a property, perform a local Google Map search. See what parks, schools, and other venues are nearby. Example: if you’re a sailor, you’ll enjoy the marina just down the road.

Double check what effort it will take to live your lifestyle and see if it’ll be a happy (and easy) one.

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44 Rose Lane
Charleston, SC 29403
Elliottborough
Residential

MLS# 17014754 / Active
2 br, 2 ba, 1040 sqft

This well maintained, upgraded home inside the Crosstown features a spacious floor plan and two off-street parking spaces. The owner added a front ... 

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$399,000
Provided courtesy of Carolina One Real Estate

56 Dereef Court
Charleston, SC 29403
Morris Square
Residential

MLS# 17014487 / Active
4 br, 3 ba, 2029 sqft

56 Dereef Court within The Gathering at Morris Square, an exciting new urban neighborhood in prime location with close proximity to Upper King Stre... 

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$759,000
Provided courtesy of Applegate Real Estate

11 Dereef Court
Charleston, SC 29403
Residential

MLS# 17014490 / Active
4 br, 4 ba, 1852 sqft

The Gathering at Morris Square is an exciting new development in the heart of Charleston's Cannonborough-Elliotborough neighborhood and a very shor... 

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$775,000
Provided courtesy of Applegate Real Estate

38 Dereef Court
Charleston, SC 29403
Morris Square
Residential

MLS# 17014497 / Active
4 br, 4 ba, 1852 sqft

The Gathering at Morris Square is an exciting new development in the heart of Charleston's Cannonborough-Elliotborough neighborhood and a very shor... 

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$779,000
Provided courtesy of Applegate Real Estate

36 Dereef Court
Charleston, SC 29403
Morris Square
Residential

MLS# 17014496 / Active
3 br, 2 ba, 1 half bath, 1425 sqft

The Gathering at Morris Square is an exciting new development in the heart of Charleston's Cannonborough-Elliotborough neighborhood and a very shor... 

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$579,000
Provided courtesy of Applegate Real Estate

59 Dereef Court
Charleston, SC 29403
Morris Square
Residential

MLS# 17014488 / Active
3 br, 2 ba, 1 half bath, 1869 sqft

59 Dereef Court within The Gathering at Morris Square, an exciting new urban neighborhood in prime location with close proximity to Upper King Stre... 

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$775,000
Provided courtesy of Applegate Real Estate

26 Dereef Court
Charleston, SC 29403
Morris Square
Residential

MLS# 17014491 / Active
3 br, 2 ba, 1 half bath, 1869 sqft

The Gathering at Morris Square is an exciting new development in the heart of Charleston's Cannonborough-Elliotborough neighborhood and a very shor... 

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$775,000
Provided courtesy of Applegate Real Estate

28 Dereef Court
Charleston, SC 29403
Morris Square
Residential

MLS# 17014492 / Active
3 br, 2 ba, 1 half bath, 1541 sqft

The Gathering at Morris Square is an exciting new development in the heart of Charleston's Cannonborough-Elliotborough neighborhood and a very shor... 

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$599,000
Provided courtesy of Applegate Real Estate

30 Dereef Court
Charleston, SC 29403
Morris Square
Residential

MLS# 17014493 / Active
3 br, 2 ba, 1 half bath, 1425 sqft

The Gathering at Morris Square is an exciting new development in the heart of Charleston's Cannonborough-Elliotborough neighborhood and a very shor... 

More Details

$579,000
Provided courtesy of Applegate Real Estate

32 Dereef Court
Charleston, SC 29403
Morris Square
Residential

MLS# 17014494 / Active
4 br, 3 ba, 2029 sqft

The Gathering at Morris Square is an exciting new development in the heart of Charleston's Cannonborough-Elliotborough neighborhood and a very shor... 

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$775,000
Provided courtesy of Applegate Real Estate

34 Dereef Court
Charleston, SC 29403
Morris Square
Residential

MLS# 17014495 / Active
3 br, 2 ba, 1 half bath, 1541 sqft

The Gathering at Morris Square is an exciting new development in the heart of Charleston's Cannonborough-Elliotborough neighborhood and a very shor... 

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$599,000
Provided courtesy of Applegate Real Estate

62 Dereef Court
Charleston, SC 29403
Morris Square
Residential

MLS# 17014498 / Active
4 br, 3 ba, 2029 sqft

The Gathering at Morris Square is an exciting new development in the heart of Charleston's Cannonborough-Elliotborough neighborhood and a very shor... 

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$775,000
Provided courtesy of Applegate Real Estate

61 Dereef Court
Charleston, SC 29403
Morris Square
Residential

MLS# 17014489 / Active
3 br, 2 ba, 1 half bath, 1390 sqft

61 Dereef Court within The Gathering at Morris Square, an exciting new urban neighborhood in prime location with close proximity to Upper King Stre... 

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$599,000
Provided courtesy of Applegate Real Estate

2 Wharfside Street
Charleston, SC 29401
Laurens Place
Residential

MLS# 17014464 / Active
2 br, 2 ba, 2176 sqft

Welcome to 2 Wharfside Street, unit 4A! This stunning condo within prestigious Laurens Place, is truly the epitome of elegance and grace accompanie... 

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$1,250,000
Provided courtesy of Carolina One Real Estate

188 Wentworth Street
Charleston, SC 29401
Harleston Village
Residential

MLS# 17014465 / Active
3 br, 2 ba, 1 half bath, 2574 sqft

area as well as family style living for easy entertaining. Upstairs has a lovely master bedroom suite as well as two additional bedrooms. One se... 

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$1,300,000
Provided courtesy of Carolina One Real Estate

31 Hillary Court
Charleston, SC 29403
Radcliffborough
Residential

MLS# 17014366 / Active
2 br, 1 ba, 1 half bath, 1026 sqft

Perfectly located home, tucked into the Morris Square section of historic Radcliffeborough. The contemporary open floor plan boasts hardwood floors... 

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$490,000
Provided courtesy of Carriage Properties LLC

13 Logan Street
Charleston, SC 29401
South Of Broad
Residential

MLS# 17014466 / Active
4 br, 4 ba, 3765 sqft

Historic 1865 Home. One of the original homes on street. Walk to Battery. Best Location. Onsite Parking&Room for a Pool! Full 2 story South of Broa... 

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$1,775,000
Provided courtesy of Mary Ann Meyers Charleston Realty Inc.

174 Tradd Street
Charleston, SC 29401
South Of Broad
Residential

MLS# 17014346 / Active
2 br, 2 ba, 1631 sqft

South of Broad pied-a-terre perfection! Unique top (3rd) floor of the historic Thos. Young House offers both Charleston charm and modern living. ... 

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$680,000
Provided courtesy of Luxury Simplified Real Estate, INC

266 Coming Street
Charleston, SC 29403
Elliotborough
Residential

MLS# 17014244 / Active
6 br, 6 ba, 2594 sqft

EXCELLENT DUPLEX - TWO BUILDINGS each has three bedrooms and three baths. Front building originally built in 1852 and fully renovated in 2013. It... 

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$995,000
Provided courtesy of AgentOwned Charleston Group

104 Beaufain Street
Charleston, SC 29401
Harleston Village
Residential

MLS# 17014141 / Active
4 br, 2 ba, 1 half bath, 2452 sqft

Excellent opportunity to live just a stones throw from newly revitalized Colonial Lake. As you enter this classic single, you will find a warm and ... 

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$1,275,000
Provided courtesy of Carolina One Real Estate

89 Beaufain Street
Charleston, SC 29401
Harleston Village
Residential

MLS# 17014104 / Active
6 br, 5 ba, 2 half bath, 6222 sqft

INCREDIBLE STUCCO MANSION AS SEEN IN ''SOUTHERN CHARM'', BUILT IN 1815 AND BEAUTIFULLY RENOVATED 2 YEARS AGO.THIS WILLIAM STEELE HOUSE IS DEEMED ''... 

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$2,795,000
Provided courtesy of Carolina One Real Estate

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