What to Consider When Buying Real Estate in Charleston’s Downtown Historic District

Ever feel nervous about buying a home or moving to a new location, and think “Is this the right move for me?

A quick city-guide or list of property details can give you some insight, but there are doubts. For those moving to Charleston’s Downtown Historic District, there’s a double whammy. First, you have to wonder if downtown Charleston is right for you. Then you have to answer if you should buy a historic real estate property.

Real estate is already filled with too many decisions. To narrow your choices and get you in the right mindset, let’s dive into the questions you should ask yourself before deciding on Charleston, SC.

  1. Should I buy a historic home in Charleston?

Charleston and the outlying suburbs offer plenty of choices for real estate. You can find ranch-style properties, modern living arrangements, houses on the beach, and homes situated within historic districts. All have different pros and cons.

Historic homes in Charleston are typically located on the peninsula, giving you quick access to many workplaces, restaurants, and other entertainment options. The main selling point to historic real estate is the character of the home. No property is the same and each has a layout that has been distinguished by its previous owners (some dating back to the early 1800’s).

Living in a historic home means you get to be a part of something unique. You get a glimpse into the past few are privy to. How cool is that?

Some things you may want to research before buying include:

  • What taxes will you pay? Are there any tax credits (or incentives) from state and local governments?
  • What restrictions are there for renovating historic homes?
  • What kind of costs will you face with maintaining a historic property?
  • Does the location create a setting you want to live in or be away from?

  1. Is downtown Charleston the right location for me?

Downtown Charleston is naturally alluring. You’re connected to almost everything -- entertainment, work, travel spots, and so on. Choosing Charleston means understanding what kind of vibe you want to live among.

Downtown is more energetic and lively than other suburbs like Mount Pleasant or James Island. Restaurants and events are just blocks away. Each weekend is its own adventure. You don’t have to worry about sitting through traffic, since you’re already in the heart of things.

The price for living in downtown Charleston means less space for your dollar. Properties, here, don’t have acre-sized backyards. You’re choosing to live in a traditional, Southern home where you’re close to your neighbor. Other things to consider include knowing your flood zone. Charleston is located in a flood zone and does, occasionally, experience inclement weather. This means paying more for home and flood insurance.

  1. Does the home (or location) have the right amenities?

Depending on your lifestyle, Charleston’s Downtown Historic District may or may not be the right place for you. If you’re someone who wants to be on the beach, surfing every day … downtown Charleston may not be the best option, since you can choose a home on Isle of Palms, Sullivan’s Island, or Folly Beach.

But if you love being in the heart of activity and cherish opportunities to try new things, downtown is a great choice. Before selecting a property, perform a local Google Map search. See what parks, schools, and other venues are nearby. Example: if you’re a sailor, you’ll enjoy the marina just down the road.

Double check what effort it will take to live your lifestyle and see if it’ll be a happy (and easy) one.

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21 America
Charleston, SC 29403
Eastside
Residential

MLS# 17008708 / Active
5 br, 2 ba, 1 half bath, 1792 sqft

Great single family home that rents for 3,500 a month. Great investment or family home. Recently renovated. 

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$435,000
Provided courtesy of Drayton Real Estate.Com

330 Concord Street
Charleston, SC 29401
Dockside
Residential

MLS# 17008736 / Active
2 br, 2 ba, 1 half bath, 1580 sqft

Nestled among the townhouses painted in pastel colors reminiscent of charleston's rainbow row, is dockside townhouse 4. This bright 2 bedroom, 2 1/... 

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$535,000
Provided courtesy of Disher Hamrick & Myers Res Inc

9 Gadsden Street
Charleston, SC 29401
Harleston Village
Residential

MLS# 17008772 / Active
5 br, 3 ba, 2452 sqft

Triplex - currently rents for $5850 per month. 

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$1,000,000
Provided courtesy of Carolina One Real Estate

249 Ashley Avenue
Charleston, SC 29403
Elliottborough
Residential

MLS# 17008774 / Active
3 br, 3 ba, 1932 sqft

Off-street gated parking for 5 in front and private walled courtyard in back bricked patio garden. Walk to musc and all the new upcoming restaurant... 

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$775,000
Provided courtesy of Classic Charleston Properties LLC

20 Ascot Alley
Charleston, SC 29401
Harleston Green
Residential

MLS# 17008602 / Active
3 br, 2 ba, 1 half bath, 2386 sqft

Priced to sell! Turn key townhouse within walking distance to musc and c fo c in sought after harleston green. This townhouse is one of the larger ... 

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$599,000
Provided courtesy of Belser Thompson Real Estate

5 Jasper Street
Charleston, SC 29403
Radcliffborough
Residential

MLS# 17008645 / Active
5 br, 2 ba, 1640 sqft

This five-bedroom rental close to the college of charleston, musc, and king street has an excellent rental history, and presents a good opportunity... 

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$595,000
Provided courtesy of William Means Real Estate, LLC

18 Duncan Street
Charleston, SC 29403
Downtown
Residential

MLS# 17008668 / Active
3 br, 2 ba, 894 sqft

Location, location, location!!! This charming charleston cottage sits off of duncan st and features at least two off street parking spots, and a sm... 

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$519,000
Provided courtesy of Southeastern Property Group

70 Bogard Street
Charleston, SC 29403
Elliotborough
Residential

MLS# 17008571 / Active
5 br, 2 ba, 1724 sqft

Great investment opportunity in fantastic location...Large lot with potential buildable lot...Permit in hand for removal of tree and shed in back..... 

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$695,000
Provided courtesy of Jordan Realty

295 King Street
Charleston, SC 29401
Downtown
Residential

MLS# 17008597 / Active
2 br, 1 ba, 1041 sqft

Renovated two-bedroom condo in 2013 located in the fashion district of king street. Located above the trendy woman's boutique, v2v, the unit is qui... 

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$539,000
Provided courtesy of Handsome Properties, Inc.

10 Elizabeth Street
Charleston, SC 29403
Wraggborough
Residential

MLS# 17008465 / Active
4 br, 2 ba, 1555 sqft

Multiple offer situation. Offer deadline 3/29/17 5:00 pm 10 elizabeth is a lovely home in the charleston single style ready for occupancy. Just dow... 

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$567,000
Provided courtesy of Jim Bobo Real Estate

55 Ashley Avenue
Charleston, SC 29401
Baker House
Residential

MLS# 17008355 / Active
2 br, 2 ba, 1294 sqft

''the baker house'' newly renovated 2 bedroom 2 bath condo. The baker house affords the convenience of downtown living set within quiet residential... 

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$695,000
Provided courtesy of Sadler Group of Charleston LLC

58 Gibbes Street
Charleston, SC 29401
South Of Broad
Residential

MLS# 17008616 / Active
3 br, 1 ba, 1 half bath, 2234 sqft

Great opportunity for a beautiful home just waiting to be renovated. Located in the coveted south of broad area, the home is set back from the stre... 

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$849,000
Reduced -$30,000
Provided courtesy of Handsome Properties, Inc.

33 Lockwood Drive
Charleston, SC 29401
Residential

MLS# 17008220 / Active
n/a br, n/a ba, 900 sqft

Slip e-06 is a 50' x 18' slip at the harborage at ashley marina. This is full service marina with high speed diesel pumps, gas pumps, pump out sta... 

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$52,500
Provided courtesy of Carolina One Real Estate

59 South Battery
Charleston, SC 29401
South Of Broad
Residential

MLS# 17008018 / Active
3 br, 3 ba, 1 half bath, 2688 sqft

This is a fantastic opportunity to own a beautiful fitzsimons townhome in pristine condition. Perfectly located south of broad, this home is move-i... 

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$1,850,000
Provided courtesy of William Means Real Estate, LLC

150 Bee Street
Charleston, SC 29401
Bee Street Lofts
Residential

MLS# 17007972 / Active
2 br, 2 ba, 1164 sqft

Location, location, location, bee street lofts is the best address in downtown charleston, located inside the crosstown in zip code 29401. Gated,... 

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$388,000
Provided courtesy of Brand Name Real Estate

91 Montagu Street
Charleston, SC 29401
Harleston Village
Residential

MLS# 17007887 / Active
3 br, 2 ba, 1 half bath, 3294 sqft

Immaculate, large home in charleston's hottest neighborhood. Built by current owners in 2001, this pristine home has just been entirely painted in... 

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$1,245,000
Provided courtesy of William Means Real Estate, LLC

3 Chisolm Street
Charleston, SC 29401
South Of Broad
Residential

MLS# 17007898 / Active
2 br, 2 ba, 1 half bath, 1905 sqft

Beautiful condominium in the main building of historic 3 chisolm street, located south of broad in downtown charleston, sc. The striking large-scal... 

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$1,200,000
Provided courtesy of Disher Hamrick & Myers Res Inc

44 Charlotte Street
Charleston, SC 29403
Wraggborough
Residential

MLS# 17007746 / Active Contingent
2 br, 1 ba, 1 half bath, 1238 sqft

Charm. Elegance. Modern convenience. History. Location. Privacy. You will have it all with the exquisite kitchen house at the houston house. This t... 

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$698,000
Provided courtesy of Keller Williams Realty Charleston West Ashley

19 Radcliffe Place
Charleston, SC 29403
Radcliffeborough
Residential

MLS# 17007687 / Active Contingent
3 br, 2 ba, 1 half bath, 1636 sqft

Centrally located & 2 blocks from king street's best shopping & dining, with close proximity to musc, chs school of law, cofc and the ravenel brid... 

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$629,000
Provided courtesy of Luxury Simplified Real Estate, INC

24 Charlotte Street
Charleston, SC 29403
Wraggborough
Residential

MLS# 17007678 / Active Contingent
3 br, 3 ba, 1559 sqft

Located on charlotte st. The most attractive street in wraggborough. This recently updated 1910 victorian,top floor condo has 3 brs & 3 baths in 1,... 

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$585,000
Provided courtesy of Daniel Ravenel Sotheby's International Realty

315 King Street
Charleston, SC 29401
Downtown
Residential

MLS# 17007862 / Active Contingent
2 br, 2 ba, 1 half bath, 1456 sqft

Located in the center of everything, this immaculate and stylish condo exudes modern elegance. Built circa 1850, the davidson lofts is an urban, ab... 

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$1,100,000
Provided courtesy of Dunes Properties of Chas Inc

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