Will my Credit score go Down if you pull my Credit?

Posted By Marshall Walker @ Dec 29th 2008 1:57pm In: Mortgage

 
WILL MY CREDIT SCORE GO DOWN IF YOU PULL MY CREDIT?? 

The short answer to that question is -not much. Depending on which score version is used by Equifax, Experian or Trans Union you have 14 to 45 days to comparatively shop for a mortgage or auto. All mortgage and auto inquiries within a rolling 14 day to 45 day window only count as 1 inquiry. Even then the "ding" to your score will be very slight and will be recouped over the next 30 day cycle when you once again make all your payments on time.

 

For a more detailed explanation please visit www.myfico.com

Courtesy of

Melissa "The Mortgage Maven" Breeland

Residential Mortgage of SC

902 Savannah Hwy

Charleston, SC 29407

Best Phone: (843) 991-6532

Fax: (843) 725-2363


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